As digital currencies become more prevalent, the rise of retail central bank digital currencies (CBDCs) has added a new dimension to the digital currency landscape. In this blog article, we explore the key differences between these two forms of digital currencies and answer the often-asked question of whether CBDCs are cryptocurrencies and how they compare to cash.

Money has been a fundamental part of human society for centuries. It has come a long way from its early beginnings as a medium of exchange in the form of shells, stones, and other items to the more modern paper money and electronic payments we use today. . .

These digital currencies may represent the most significant change to money since the introduction of cash. They have the potential to improve financial inclusion, speed up settlement and cross border payments, whilst reducing costs for end users.

A Central Bank Digital Currency (CBDC) is the digital equivalent of a national (fiat) currency that is issued and backed by the central bank. It is a new form of currency that is designed to be used in digital transactions, and it is backed by the full faith and credit of the issuing country’s government.

The narrative that quantum computing poses a significant threat to the security and integrity of Central Bank Digital Currency (CBDC) infrastructures and ecosystems is rooted

Welcome to the electrifying frontier of finance, where Artificial Intelligence (AI) meets Central Bank Digital Currencies (CBDCs)! This is more than just an evolution; it’s

In the area of global trade, efficiency and precision are non-negotiable. IoT (Internet of Things) devices, equipped with a plethora of sensors, are redefining the

In the complex and ever-evolving world of central banking, liquidity management and money supply management stand out as two pivotal functions. Though they may seem

We have just released the first volume of our CBDC NOW Handbook and Encyclopedia! From Concept to Reality: The Journey of CBDC Creation LEARN MORE