Chavanette Advisors - CBDC Architects
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Hong Kong

Comparing Cryptocurrencies and Retail CBDCs

As digital currencies become more prevalent, the rise of retail central bank digital currencies (CBDCs) has added a new dimension to the digital currency landscape. In this blog article, we explore the key differences between these two forms of digital currencies and answer the often-asked question of whether CBDCs are cryptocurrencies and how they compare to cash.

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History of Money

Money has been a fundamental part of human society for centuries. It has come a long way from its early beginnings as a medium of exchange in the form of shells, stones, and other items to the more modern paper money and electronic payments we use today. . .

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Are you ready for CBDCs?

These digital currencies may represent the most significant change to money since the introduction of cash. They have the potential to improve financial inclusion, speed up settlement and cross border payments, whilst reducing costs for end users.

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CBDC: A Global Phenomenon

A Central Bank Digital Currency (CBDC) is the digital equivalent of a national (fiat) currency that is issued and backed by the central bank. It is a new form of currency that is designed to be used in digital transactions, and it is backed by the full faith and credit of the issuing country’s government.

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