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2025: The Year Stablecoin Payments Went Mainstream

2025: The Year Stablecoin Payments Went Mainstream

Mainstream Stablecoin 20205 - 1

2025: The Year of the Stablecoin

Stablecoins have been around for a while, but 2025 is the year they officially entered the payments mainstream. Forget theoretical use cases. We now have the hard data. According to a new report from Artemis (Click Here for the Report), 31 companies processed over $94 billion in stablecoin-based payments from January 2023 to February 2025. As of February, the annual run rate already exceeded $72 billion. And this number is rising fast.

Who Is Using Stablecoins and How?

The top use cases break down as follows:

  • Business-to-business (B2B) payments account for the largest volume
  • Peer-to-peer (P2P) transfers come next
  • Followed by card-linked transactions, such as prepaid debit cards funded with stablecoins
  • Business-to-consumer (B2C) and pre funding flows round out the list
 

Tether (USDT) dominates the market with around 90 percent share by volume. Circle (USDC) is second. The most common blockchains being used for these transactions are Tron, Ethereum, Binance Smart Chain, and Polygon.

Big Names Are Getting Involved

Stablecoins are now part of real-world financial infrastructure. Consider these developments:
  • Visa and Mastercard are running stablecoin pilot programs for international payments
  • Binance Pay has more than 40 million users and supports stablecoin payments in real time
  • Stripe made a major acquisition of stablecoin infrastructure company Bridge for $1.1 billion (Click Here for More)

Why This Shift Is So Important

Traditional payment systems are expensive, slow, and restricted by national borders and business hours. Stablecoins eliminate many of those barriers. They offer near-instant finality, reduce settlement costs, and support seamless cross-border operations.

For a longer version, please click read our previous article: Stablecoins in 2025: The “ChatGPT Moment” for Global Finance is Here.

For weekly updates in the digital currency space, check out our TickerTape series, available here, and on LinkedIn (Click Here).

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TickerTape 136: Week of 6 July 2025

Explore the latest global stablecoin and CBDC updates! Discover Minna no Bank’s stablecoin pilot in Japan with Solana and Fireblocks; JPMorgan’s conservative $500 billion stablecoin market forecast by 2028; Central Bank of Bahrain’s new regulatory framework for stablecoin issuers; BIS’s quantum-readiness roadmap for financial stability and Project Leap Phase 2’s work on quantum-proof payment systems. Plus, get insights into Australia’s Project Acacia advancing wholesale CBDC trials!

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TickerTape 135 - News Anchor

TickerTape 135: Week of 29 June 2025

Explore the latest global stablecoin and CBDC updates!
Bank of Korea’s CBDC suspension prioritizing won-pegged stablecoins. US stablecoin legislation (GENIUS Act) facing consumer protection warnings, and the ECB’s DLT settlement plan.

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TickerTape 134 - News Anchor

TickerTape 134: Week of 22 June 2025

Explore the latest global stablecoin and CBDC updates! Hong Kong initiates stablecoin licensing, with a new cross-border payment link. Discover the UK’s nuanced digital pound approach, BIS’s unified ledger proposal, and more!

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