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2025: The Year Stablecoin Payments Went Mainstream

2025: The Year Stablecoin Payments Went Mainstream

Mainstream Stablecoin 20205 - 1

2025: The Year of the Stablecoin

Stablecoins have been around for a while, but 2025 is the year they officially entered the payments mainstream. Forget theoretical use cases. We now have the hard data. According to a new report from Artemis (Click Here for the Report), 31 companies processed over $94 billion in stablecoin-based payments from January 2023 to February 2025. As of February, the annual run rate already exceeded $72 billion. And this number is rising fast.

Who Is Using Stablecoins and How?

The top use cases break down as follows:

  • Business-to-business (B2B) payments account for the largest volume
  • Peer-to-peer (P2P) transfers come next
  • Followed by card-linked transactions, such as prepaid debit cards funded with stablecoins
  • Business-to-consumer (B2C) and pre funding flows round out the list
 

Tether (USDT) dominates the market with around 90 percent share by volume. Circle (USDC) is second. The most common blockchains being used for these transactions are Tron, Ethereum, Binance Smart Chain, and Polygon.

Big Names Are Getting Involved

Stablecoins are now part of real-world financial infrastructure. Consider these developments:
  • Visa and Mastercard are running stablecoin pilot programs for international payments
  • Binance Pay has more than 40 million users and supports stablecoin payments in real time
  • Stripe made a major acquisition of stablecoin infrastructure company Bridge for $1.1 billion (Click Here for More)

Why This Shift Is So Important

Traditional payment systems are expensive, slow, and restricted by national borders and business hours. Stablecoins eliminate many of those barriers. They offer near-instant finality, reduce settlement costs, and support seamless cross-border operations.

For a longer version, please click read our previous article: Stablecoins in 2025: The “ChatGPT Moment” for Global Finance is Here.

For weekly updates in the digital currency space, check out our TickerTape series, available here, and on LinkedIn (Click Here).

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TickerTape 150 - News Anchor

TickerTape 150: Week of 12 Oct 2025

Welcome to TickerTape 150: The stablecoin market hit a record $314 billion. Visa Direct piloted stablecoin prefunding for cross-border payments, aiming to reduce settlement times from days to minutes. Separately, the ECB warned a retail digital euro could drain up to €700 billion in bank deposits… and more!

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TickerTape 149 - News Anchor

TickerTape 149: Week of 5 Oct 2025

Welcome to TickerTape 149! The Bank of England signaled a major stablecoin policy shift, offering reserve access. India advanced deposit tokenization using wholesale CBDC infrastructure. Standard Chartered predicted a $1 trillion deposit flight from emerging markets to stablecoins. Eurozone ministers discussed modifying MiCA to counter US dollar dominance… and more!

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TickerTape 148 - News Anchor

TickerTape 148: Week of 28 Sep 2025

This week saw record $45.6 billion stablecoin inflows and major institutional movement, including Visa’s stablecoin prefunding pilot and SWIFT’s blockchain integration with 30+ global banks. Other highlights include the approaching ECB Digital Euro decision point and Iran’s $5,000 annual stablecoin purchase cap!

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